People entering their 'credit card years' often can't believe their good fortune! Being offered lots of spending power with just a signature! Great! This video tells some "secrets" that credit card issuers might prefer stay hidden. Viewers learn how to select the best credit card to match their spending habits and how marketing gimmicks such as teaser rates and instant cash "checks" can be expensive traps. Shows how to use a credit card responsibly and understand its hidden costs. Explains how to read a credit card statement, what rights consumers have, how to avoid credit card theft, and resolve billing disputes. On the positive side viewers learn how a credit card can often be safer than checks or cash.